Ratings

Moody's affirms the bank’s financial strength.

International rating by Moody's Investors Service (since 2006, upgraded 28.01.2009, confirmed 14.12.2009)

Long-term global scale local and foreign currency deposit rating

Bа3

Short-term global scale local and foreign currency deposit rating

NP

Financial strength rating (BFSR)

E+

Outlook

stable

National rating by Moody’s Interfax Rating Agency (since 2005, upgraded 28.01.2009, confirmed 14.12.2009)

National Scale Rating (NSR)

Аа2.ru

RBC (2010)

  • Top Russian banks in 2009 (TOP-500) – 48th
  • Banks by volumes of car loans issued in 2009 – 8th

RBC (2009)

  • Top Russian banks as of 01.10.2009 (TOP-500) – 50th
  • Banks by liquid assets as of 01.10.2009 (TOP-500) – 32nd
  • Banks by loan portfolio as of 01.10.2009 (TOP-500) – 42nd
  • Banks by loans to legal entities as of 01.10.2009 (TOP-500) – 47th
  • Banks by loans to individuals as of 01.10.2009 (TOP-500) – 30th
  • Banks by deposit portfolio as of 01.10.2009 (TOP-500) – 39th
  • Banks by deposits to legal entities as of 01.10.2009 (TOP-500) – 79th
  • Banks by deposits to individuals as of 01.10.2009 (TOP-500) – 17th
  • Leader among banks by number of ATMs as of 01.07.2009 (TOP-110) – 19th    
  • Banks with biggest numbers of plastic cards in circulation as of 01.07.2009 (TOP-120) – 21st  
  • Best banks by volumes of unsecured loans as of 01.07.2009 (TOP-80) – 18th
  • Best banks by volumes of loans issued to SMEs as of 01.07.2009 (TOP-70) – 7th   
  • Banks by volumes of car loans issued as of 01.07.2009  – 7th  
  • Top Russian distribution network banks as of 01.07.2009 (TOP-100) – 13th 
  • Top Russian banks as of 01.07.2009 (TOP-500) – 54th  
  • Top Russian banks as of 01.04.2009 (TOP-500) – 53rd  
  • Banks by equity as of 01.03.2009 (TOP-100) – 57th
  • Banks by number of own ATMs in Russia as of 01.01.2009 (TOP-110) – 14th    
  • Best banks by volumes of loans issued to SMEs in 2008 (TOP-100) – 43rd  
  • Top Russian distribution network banks in 2008 (TOP-100) – 14th 
  • Banks with biggest numbers of plastic cards in circulation in 2008 – 17th  
  • Best banks by volumes of unsecured loans in 2008 – 50th
  • Best banks by volumes of car loans issued in 2008 – 17th
  • Top Russian banks in 2008 (TOP-500) – 61st

RBC (2008)

  • Top Russian banks as of October 01, 2008 (TOP-1000) – 52nd
  • Banks by number of own ATMs in Russia as of 01.07.2008 – 14th
  • Best Russian banks in RUR deposits in 1H2008 – 31st
  • Top Russian banks in 1H2008 (TOP-1000) – 53rd
  • Banks with biggest numbers of plastic cards in circulation in 1H2008 – 23rd
  • Best customer-focused Russian banks in 1H2008 (by the customer impression index for retail banking services)– 28th
  • Best banks by volumes of car loans issued in 1H2008 – 25th
  • Best banks by volumes of loans issued to SMEs in 1H2008 – 60th
  • Best Russian banks in RUR deposits in 1Q2008 – 21st

RBC (2007)

  • Top Russian banks in 2007 (TOP-1000) – 47th
  • Top Russian mortgage banks in 2007 – 15th
  • Best Russian banks in RUR deposits in 2007 – 8th
  • Best banks by volumes of individual loans issued in 2007 – 38th
  • Best banks by volumes of loans issued to SMEs in 2007 – 38th
  • Top Russian distribution network banks in 2007 – 8th
  • Top-100 deposit portfolio growth banks in 2003-2007 – 5th
  • TOP-100 loan portfolio growth banks in 2003-2007 – 7th
  • TOP-100 net assets growth banks in 2003-2007 – 10th
  • Top dynamically developing banks in 2003-2007 – 14th

Finance (2009)

  • Reliability rating Russian banks as of January 01, 2009 – BB-
  • TOP-100 Russian banks as of January 01, 2009 – 61th

Finance (2008)

  • TOP-100 Russian banks as of July 01, 2008 – 54th

Finance (2007)

  • TOP-500 Russian banks as of January 01, 2007 – 51st
  • Top dynamic public companies in 2005-2006 – 14th

Expert (2009)

  • TOP-50 Best russian banks by volumes of loans issued to SMEs as of 01.01.2009 – 28th
  • TOP-100 Russian banks as of January 01, 2009 – 60th
  • TOP-30 banks – leaders on attraction of contributions of physical persons in 2008 – 18th